Buzz Points

Business Fee Schedule

ACH origination file fee1   $15.00
Per item fee
(Set up/customization fees may apply, refer to ACH agreement)
CD ROM statement/image delivery product   $10.00
Analysis Fee1   $.10/$1,000
Redeposit Fee6   $10.00
Returned deposited/cashed item fee6   $10.00
Wire transfer fee - incoming (domestic, international)   $10.00
Wire transfer fee - outgoing (domestic)   $15.00
Wire transfer fee - outgoing (international)   $40.00

The above fees may be offset by the earnings credit (for Business Checking only)

Account Coverage Overdraft Protection transfer fee (per transfer)   $7.00

Additional services fee (includes, but is not limited to, account reconciliation)

  $10.00 minimum, $20.00 per hour
Bill Pay (see QNB-Online Commercial Platinum Access)    
Check Card   None
   ATM card only annual fee   $15.00
   Check Card/ATM card replacement fee  


   Rush charge replacement fee   $25.00
   ATM transaction fees:    
      STARSM network transaction   None
      Other ATM network transaction fee   $3.00
   ATM surcharge   $3.00
Check order fee (varies depending on style of check ordered)    
   Temporary checks (per sheet)   $1.00
Coin counting for Non-Customer   5% of counted coin total
Domestic/foreign check collection fee (per check)   $30.00
Dormant service charge2 (quarterly)   $6.00
Early closeout service charge3   $25.00
Endorsement stamp fee   (variable costs)
Excess transaction fee (per excess transaction)   $10.00
Foreign currency purchase or conversion (at cost plus)7   $15.00
Foreign draft fee   $40.00
Garnishment fee   $300.00
Government levies, attachments, etc. fee   $100.00
Money order/Cashier check fee   $5.00
Night deposit lock bag fee (per bag)   $20.00
Night deposit zip bag fee (per bag, first two free)   $5.00
NSF/Overdraft service charge    
   (per item paid or returned)4   $35.00
Payroll envelopes (box of 500)   $35.00
QNB-Online Commercial Access    
   Silver (view only) Access   FREE
   Gold (view and transfer) Access   FREE
   Platinum (full) Access5   $10.00/mo.
Signature guarantee/Medallion fee   $5.00
Special statement fee (up to 10 pages)   $5.00
Stop payment service charge   $35.00
Visa® Gift Card   $4.00

Safe Deposit Boxes (All are 24" deep)

Size* **Auto Pay
Annual Rate
Annual Rate
2x5" $27.20 $34.00
3x5" $36.00 $45.00
4x5" $41.60 $52.00
5x5" $51.20 $64.00
3x10" $57.60 $72.00
4x10" $71.20 $89.00
5x10" $77.60 $97.00
10x10" $137.60 $172.00
One lost key (surrender box) $15.00  
Two lost keys (drill box) $175.00  
Late payment fee $5.00  
Safekeeping of box contents (annual minimum) $25.00  
Inventory (per hour, 1 hour minimum) $40.00  
*Some sizes may not be available at all locations.
**Represents a 20% discount given to customers who have their annual rent automatically deducted from their QNB checking, savings or money market account.
Safe Deposit Box contents are not FDIC insured
Remote Deposit Capture    
Monthly fee based on equipment type
Micro Scanner $500 per scanner plus $10 per month  
50 dpm Scanner $800 per scanner plus $20 per month  
75 dpm Scanner $800 per scanner plus $30 per month  
Additional account $5.00  
Deposit adjustment fee $10.00  
1 Fee waived with Small Business Checking and Community Service Checking.
2 An account becomes dormant after two years without customer initiated activity.
3 Assessed if a checking, savings or money market account is closed in the 6 month period following account opening. 
4 Fee applies to overdrafts created by check, in-person withdrawal, ATM withdrawal, or other electronic means.
5 Online Bill Pay (Platinum only) - first 15 free, $.50 per bill payment over 15 per month. A $5 per month Bill Pay inactivity fee applies after 90 days without bill pay activity.

6 Fee waived for Community Service Checking.
7 Shipping fees apply.