Business Savings Options

Business Statement Savings

A practical way to save for those who want more convenient access to their accounts.*

  • Earns Statement Savings Rate
  • Unlimited ATM and in-person withdrawals available through business checking product/QNB Business Check Card
  • Avoid $2 monthly fee by maintaining a $100 minimum balance
  • Quarterly statement (Customers receive a monthly statement for any month containing an Electronic Funds Transfer.)
  • Business Statement Savings-to-Checking Overdraft Protection* with ACCOUNT COVERAGE  (Overdraft Transfer Agreement required)


Business Select Money Market

This ultimate Money Market account provides a higher yield on your savings while allowing limited checkwriting privileges*.

  • The higher your balance, the higher your rate of interest 
    • Tier 5: $75,000 or more 
    • Tier 4: $50,000 to $74,999 
    • Tier 3: $25,000 to $49,999 
    • Tier 2: $10,000 to $24,999 
    • Tier 1: Up to $9,999
  • Avoid $10 monthly fee by maintaining a $1,500 average daily balance
  • Unlimited ATM and in-person withdrawals available through business checking product/QNB Business Check Card
  • Deposited item (15 cents per check deposited or deposit ticket) charges apply (applies unless a minimum $50,000 average daily balance is maintained)
  • Limited transfers and checkwriting privileges*



Business Flex12 CD

  • A minimum of $250 needed to open
  • Make unlimited deposits of $10 or more
  • One penalty-free withdrawal during 12 month term (restrictions apply)
  • Available for jumbo accounts

Flex 12


Master Escrow

An escrow accounting system specifically designed for realtors, attorneys, or any business that opens and closes escrow accounts on a regular basis. If your business deals regularly with escrow accounts, ask a QNB Representative for details.

 

*By Federal regulation, transfers to another account or to third parties by preauthorized, automatic, electronic or telephone transfer or by check, draft, point of sale, debit card or similar order to third parties, are limited to six per calendar month. An Excess Transaction Fee will be assessed on each transaction that exceeds these limits