Personal Fee Schedule

Account Coverage Overdraft Protection transfer fee (per transfer)   $7.00
Additional services fee (includes, but not limited to, 
account reconciliation) 		  $10.00 minimum, $20.00 per hour
Bill-Pay inactivity fee (charged monthly after 3 calendar months of bill-pay inactivity)   $5.00
Bounce Protection   See Overdraft service charge
Check Card   None
   ATM card only annual fee1   $15.00
   Check Card/ATM card replacement fee  

$8.00

   Rush charge replacement fee   $25.00
   ATM transaction fees:    
      STARSM network transaction   None
      Other ATM network transaction fee2   $3.00
   ATM surcharge   $3.00
Check order fee (varies depending on style of check ordered)    
   Temporary checks (per sheet)   $1.00
Coin Counting for Non-Customer   5% of counted coin total
Domestic/foreign check collection fee (per check)   $30.00
Dormant service charge3 (quarterly)   $6.00
Early closeout service charge4   $25.00
Escheatment fee   $50.00
Excess transaction fee (per excess transaction)   $10.00
Foreign currency purchase or conversion (at cost plus)   $15.00
Foreign draft fee   $40.00
Garnishment fee   $300.00
IRA/HSA transfer fee   $25.00
IRA/HSA closeout fee   $25.00
IRS levy fee   $100.00
Money order/Cashier check fee5   $5.00
NSF (per item returned)   $35.00
Overdraft service charge (per item paid)6   $35.00
Overdraft protection line of credit auto advance charge   $5.00
QNB-Online, including Bill-Pay7   None
Redeposit fee   $10.00
Returned deposited/cashed item fee   $10.00
Signature guarantee/Medallion fee   $5.00
Special statement fee (up to 10 pages)   $5.00
Stop payment service charge   $35.00
Traveler’s check fee5   1% of sale
Visa® Gift Card   $4.00
Wire transfer fee - incoming (domestic, international)   $10.00
Wire transfer fee - outgoing (domestic)   $15.00
Wire transfer fee - outgoing (international)   $40.00
     

Safe Deposit Boxes

Size* **Auto Pay
Annual Rate 		***Select 50
Auto Pay Rate 		Regular
Annual Rate
2x5" $27.20 $20.40 $34.00
3x5" $36.00 $27.00 $45.00
4x5" $41.60 $31.20 $52.00
5x5" $51.20 $38.40 $64.00
3x10" $57.60 $43.20 $72.00
4x10" $71.20 $53.40 $89.00
5x10" $77.60 $58.20 $97.00
10x10" $137.60 $103.20 $172.00
       
One lost key (surrender box)   $15.00
Two lost keys (drill box)   $175.00
Late payment fee   $5.00
Safekeeping of box contents (annual minimum)   $25.00
Inventory (per hour, 1 hour minimum)   $40.00
     

*Some sizes may not be available at all locations.
**Represents a 20% discount given to customers who have their annual rent automatically deducted from their QNB checking, savings or money market account.
***Represents a 40% discount given to Select 50 Checking customers with auto deduct from their Select 50 account. Discounted rate is 40% Regular Annual Rate.

Safe Deposit Box contents are not FDIC insured.

1 Fee waived for Youth Trek accounts.
2 On Your Way customers - 6 no fee other-network withdrawals per statement cycle.
3 An account becomes dormant after two years without customer initiated activity.
4 Assessed if a checking, savings or money market account is closed in the 6 month period following account opening.
5 Fee waived for Select 50 customers.
6 Fee applies to overdrafts created by check, in-person withdrawal, or other Electronic means, as well as, Point of Sale or Check Card transactions identified as recurring. Fee also applies if you authorize us to pay overdrafts on ATM and everyday debit card transactions.  $140 is the maximum in total fees per day for items paid for overdrawing your account.
7 A $5 per month Bill Pay Inactivity fee applies after 90 days without bill pay activity.

 2/4/2013