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QNB HSA Benefits and Features

QNB HSA VisaBenefits:

  • Tax Savings: Payroll deductions are made pre-tax, additional contributions may be deductible, and interest and earnings are tax free as long as they remain in the HSA
  • Insurance Savings: An HDHP can offer significant savings over a typical health plan.
  • Ownership and Portability: You own the HSA. If you change jobs or health plans, the funds in your HSA are yours to keep.
  • Retirement Benefits: After retirement an HSA is treated like a traditional IRA and funds can be used as income without penalty.


  • $20 initial account set-up fee
  • No minimum balance requirement; no monthly or per transaction fees
  • Tiered interest rate structure with tiers at
    • $0-$4,999.99
    • $5,000 +
    • Interest accrues daily and posts monthly
  • Receives a monthly statement (can be eStatement)
  • Free QNB Health Savings Check Card
  • Free QNB-Online access, eStatement and Bill Payment
  • Checks are available for purchase.
This information is not intended as legal or tax advice; therefore, any tax information provided is not intended to be used, or relied upon, by any taxpayer for the purpose of filing taxes or avoiding penalties that may be imposed on the taxpayer. The tax information was written here to support the promotion and marketing of the matter(s) addressed. You should seek advice from an independent legal or tax advisor based on your particular circumstances.