Buzz Points

Personal Savings Options

Online eSavings

   
A convenient and easy way to save online. Earns you more and saves you time!
  • Earns a premium online-only interest rate with enrollment and receipt of eStatements
  • No minimum balance requirements and no monthly fees
  • The convenience and security of QNB eStatements
  • ATM Card access available*
  • Online eSavings-to-Checking Overdraft Protection* with ACCOUNT COVERAGE 
    (Overdraft Transfer Agreement required)

 

Statement Savings

A practical way to save for those who want more convenient access to their accounts.*
  • Earns Statement Savings Interest Rate
  • Unlimited ATM and in-person withdrawals
  • Avoid $2 monthly fee by maintaining a $100 minimum balance
  • Quarterly statement (Customers receive a monthly statement for any month containing an Electronic Funds Transfer.)
  • Statement Savings-to-Checking Overdraft Protection* with ACCOUNT COVERAGE 
     (Overdraft Transfer Agreement required)

 

Select Money Market Account

This ultimate Money Market account provides a higher yield on your savings while allowing limited checkwriting privileges*.

The higher your balance, the higher your rate of interest.

  • Tier 5: $75,000 or more
  • Tier 4: $50,000 to $74,999
  • Tier 3: $25,000 to $49,999
  • Tier 2: $10,000 to $24,999
  • Tier 1: Up to $9,999
 

 

  • Unlimited ATM and in-person withdrawals
  •  Limited transfers*, limited checkwriting privileges*
  • Avoid $10 monthly fee by maintaining a $1,500 average monthly balance
  • Select Money Market-to-Checking Overdraft  Protection* with ACCOUNT COVERAGE
    (Overdraft Transfer Agreement required)
 

 

Certificates of Deposit

We offer a variety of competitive, high yield Certificates of Deposit to match your needs and help you achieve your financial goals.  Early withdrawal penalties may apply.

Growth Certificates

  • A minimum of $500 needed to open
  • Terms of 3 months to 60 months available
  • Compounded interest
 

Income Certificates

  • A minimum of $500 needed to open
  • Terms of 3 months to 60 months available
  • Interest can be transferred to other accounts
  • Simple interest paid at annual rate
 

 

IRA Certificates

  • A minimum of $100 needed to open
  • Terms of 3 months to 60 months available
  • No fees to open
  • Annual IRA statement provided
 

Flex12 CD

  • A minimum of $250 needed to open
  • Make unlimited deposits of $10 or more
  • One penalty-free withdrawal during 12 month term (restrictions apply)
  • Available for business and jumbo accounts
 

 

Health Savings Account

QNB now offers Health Savings Accounts (HSA), which are a convenient way to keep track of your high deductible health plan expenses. Ask for a HSA brochure at your local office to learn more about this important money-saving product.

 

EZ Saver Clubs

Provides a flexible, convenient and timesaving solution for a great vacation, painless school tax payment or joyful holidays.

 

Youth Trek Savings Options 

 
(For kids from birth to age 14)    

Trek's Flex CD

  • Requires minimum opening deposit of $100
  • Unlimited additional deposits of $10 can be made anytime
  • One penalty-free withdrawal during 12 month term (restrictions apply)
  • Automatic monthly transfers into your Trek's Flex CD available
 

Youth Trek Savings

  • No-fee Savings Account just for Youth Trekkers
  • Only $5 needed to open account
  • Earns Statement Savings Interest Rate

Basic CD

  • Offers fixed rate of interest, terms of 12 to 60 months and only a $100 minimum to open
 

 

On Your Way Savings 

 
(For young adults age 15 - 23)    
  • No-fee Savings Account for young adults age 15 - 23 
  • Only $5 needed to open account
 
  • Debit Card access available through On Your Way Checking/QNB Check Card
  • QNB-Online and QNB-Voice Telephone access available
 

*By Federal regulation, transfers to another account or to third parties by preauthorized, automatic, electronic or telephone transfer or by check, draft, point of sale, debit card or similar order to third parties, are limited to six per calendar month. An Excess Transaction Fee will be assessed on each transaction that exceeds these limits.