Fraud Prevention Regulatory Updates

Personal Checking Options

Open An Account
 

FREE QNB-Rewards Checking

  • Earns a super bonus rate!
  • No minimum balance
  • ATM fee refunds nationwide
 


All you need to do each qualification cycle is:

  1. Have at least 12 QNB Check Card purchases post and clear
  2. Receive eStatements
  3. Have at least 1 ACH auto debit or direct deposit post and clear 
 
 

FREE Personal Checking

  • No monthly fee
  • No minimum balance
  • No per check charges
 
  • Unlimited checkwriting privileges
  • FREE QNB Check Card
  • FREE QNB-Online Bill Pay service
 
 

On Your Way  (FREE Checking for Young Adults age 15 - 23)

All the great benefits of FREE Checking, plus...
  • FREE first order of checks
  • FREE QNB Check Card with 6 NO FEE other-network withdrawals per statement cycle
  • Roads to a Successful Future - Visit our On Your Way page for an on-line resource for college, financial and investment information and education

EZ Checking

An interest-bearing checking account designed for those with regularly recurring (at least monthly) ACH/direct deposit from a source such as payroll or Social Security.
  • FREE QNB-Online Bill Pay service
  • No minimum balance
  • FREE QNB Check Card
 
  • Unlimited checkwriting privileges
  • Avoid $10 monthly fee by maintaining a regularly recurring (at least monthly) ACH credit/direct deposit
 

Select 50

Select 50 offers many special features and discounts; custom-designed for our customers age 50 or over.
  • No monthly fee
  • No minimum balance
  • Earns interest
  • Unlimited checkwriting privileges
  • FREE photocopy service
  • FREE QNB Check Card
  • FREE quarterly newsletter, Silver Lining
  • No-fee Travelers Checks
 
  • Periodic select product specials
  • FREE Basic Checks or 50% off designer checks
  • FREE QNB-Online Bill Pay service
  • 40% off regular annual rate on Safe Deposit Boxes with auto deduct from your Select 50 account
  • Bank Bus Trips
  • FREE financial review
 

Opportunity Account

This transaction account, with a low $10 per statement cycle service charge, is designed for people who have had past banking challenges and are looking for the opportunity to regain their financial strength, plus eliminate costly check-cashing fees. This is also an ideal account for those individuals who do not use checks.
  • No minimum balance
  • In-person withdrawals, limited only by your account balance
  • Direct Deposit available
 
  • Online Banking and eStatements available
  • ATM or QNB Check Card (Surcharge-free at all QNB ATMs)
  • You may withdraw no more than $400.00 or your account balance, whichever is less, per day (a day is 3:00 PM to 3:00 PM) from your Opportunity Account. You may not exceed 15 transactions per day.
 
 
 

Account Coverage Overdraft Protection

Set up your Statement Savings or Select Money Market account for overdraft transfers* to your QNB Checking account. (An overdraft transfer agreement is required.)
     
     
"We will help you achieve your goals by providing a total financial relationship built upon exceptional personal service and a sincere interest in your success."

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