Fraud Prevention Regulatory Updates

Personal Fee Schedule

Account Coverage Overdraft Protection transfer fee (per transfer)   $7.00
Additional services fee (includes, but not limited to,
account reconciliation)
  $10.00 minimum, $20.00 per hour
Bill-Pay inactivity fee (charged monthly after 3 calendar months of bill-pay inactivity)   $5.00
Check Card   None
   ATM card only annual fee1   $15.00
   Check Card/ATM card replacement fee  

$8.00

   Rush charge replacement fee   $25.00
   ATM transaction fees:    
      STARSM network transaction   None
      Other ATM network transaction fee2   $3.00
   ATM surcharge   $3.00
Check order fee (varies depending on style of check ordered)    
   Temporary checks (per sheet)   $1.00
Domestic/foreign check collection fee (per check)   $30.00
Dormant service charge3 (quarterly)   $6.00
Early closeout service charge4   $25.00
Escheatment fee   $50.00
Excess transaction fee (per excess transaction)   $10.00
Foreign currency purchase or conversion (at cost plus)   $15.00
Foreign draft fee   $40.00
Garnishment fee   $300.00
IRA/HSA transfer fee   $25.00
IRA/HSA closeout fee   $25.00
IRS levy fee   $100.00
Money order/Cashier check fee5   $5.00
Notary fee (where available)   $5.00
NSF/Overdraft service charge (per item paid or returned)6   $35.00
   Continuous overdraft fee  
(per business day after 2 business days overdrawn)
  $6.00
QNB-Online, including Bill-Pay7   None
Returned deposited/cashed item fee   $10.00
Signature guarantee/Medallion fee   $5.00
Special statement fee (up to 10 pages)   $5.00
Stop payment service charge   $35.00
Traveler’s check fee5   1% of sale
Visa® Gift Card   $4.00
Wire transfer fee - incoming (domestic, international)   $10.00
Wire transfer fee - outgoing (domestic)   $15.00
Wire transfer fee - outgoing (international)   $40.00
     

Safe Deposit Boxes

Size* **Auto Pay
Annual Rate
***Select 50
Auto Pay Rate
Regular
Annual Rate
2x5" $27.20 $20.40 $34.00
3x5" $36.00 $27.00 $45.00
4x5" $41.60 $31.20 $52.00
5x5" $51.20 $38.40 $64.00
3x10" $57.60 $43.20 $72.00
4x10" $71.20 $53.40 $89.00
5x10" $77.60 $58.20 $97.00
10x10" $137.60 $103.20 $172.00
       
One lost key (surrender box)   $15.00
Two lost keys (drill box)   $175.00
Late payment fee   $5.00
Safekeeping of box contents (annual minimum)   $25.00
Inventory (per hour, 1 hour minimum)   $40.00
     

*Some sizes may not be available at all locations.
**Represents a 20% discount given to customers who have their annual rent automatically deducted from their QNB checking, savings or money market account.
***Represents a 40% discount given to Select 50 Checking customers with auto deduct from their Select 50 account. Discounted rate is 40% Regular Annual Rate.

1 Fee waived for Youth Trek accounts.
2 On Your Way customers - 6 no fee other-network withdrawals per statement cycle.
3 An account becomes dormant after two years without customer initiated activity.
4 Assessed if a checking, savings or money market account is closed in the 6 month period following account opening.
5 Fee waived for Select 50 customers.
6 Fee applies to overdrafts created by check, in-person withdrawal, or other Electronic means, as well as, Point of Sale or Check Card transactions identified as recurring.
7 A $5 per month Bill Pay Inactivity fee applies after 90 days without bill pay activity.

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