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Future Dreams 

Future Dreams is a financial planning program that also give life protection insurance against accidental death and permanent disability

  • Provides you with a disciplined approach to wealth creation and gives you a clear path towards the future you are aiming to have. While regular contributions will help you benefit from the dollar cost averaging, the length of the investment may help you benefit from the power of compounding interests.
  • Investment opportunity gives you the chance to reach your desired savings by investing in one or a combination of the various investment strategies that offer. In fact, depending on your attitude to investment risk, you may select among the diverse funds available under our conservative, balanced, aggressive and Sharia’a strategies.
  • Free Accidental Loss of Life Benefit (50% of the account value up to a maximum of USD 200,000).
  • Maturity Policy Anniversary following attained age 100.
  • Ability to enhance the plan with additional insurance protection with a coverage 20 times your annual premium due to Accidental Loss of Life, Permanent Total Disability and Accidental Dismemberment, Loss of Sight, Hearing & Speech.
  • Eligible ages from 1 month to 85 years.

Product Details

Worldwide Coverage.

Premiums can be paid monthly, quarterly, semi annually or annually.

The minimum premium is USD 300.

Minimum enrollment term is 5 years, and the maximum term is 20 years.

Loss of Life Compensation

  • In case of natural death of the policyholder, the beneficiaries will receive 100% of the account value.
  • In case of accidental loss of life of the policyholder, the beneficiaries will receive 150% of the account value.

Optional Insurance Protection, that provides the policyholder (or the beneficiaries) with financial compensation in case of an accident or loss of life, permanent total disability and accidental dismemberment, loss of sight, hearing and speech (20 Times of Annual Premium Subject to a Maximum USD 360,000).

*Terms and conditions apply.

“This product is marketed and distributed by QNB on behalf of American Life Insurance Company (“MetLife Alico”)


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