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Personal Loan



A QNB Personal Loan offers you greater flexibility for financing any purchase or project. Whether you are shopping for home appliances and furniture, or even planning your wedding, the Personal Loan is the perfect solution to ensure your comfort and meet your needs. (Terms & conditions apply)



• Loan amount: up to 70 times the salary for nationals (Debt Burden Ration should not exceed 50%), and up to 6 times the salary for expatriates (subject to accumulated End of Service benefit/gratuity cap)
• Loan period: up to 10 years for nationals, and up to 3 years for expatriates
• Competitive interest rates
• Monthly payments not to exceed 50% of the net salary (excluding mortgage loan), and 60% (including mortgage loan)
• 24/7 Call Center services: dial +968 2472 5555 and get connected directly to your account


• Assignment of salary to QNB Oman
• Salary certificate from employer (among QNB Oman approved list of employers)
• 6 month bank statement
• Copy of original national ID/passport
• Copy of Residency Card for non-GCC expatriates
• Life insurance covering the full Personal Loan duration

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