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Vehicle Loan

 
 

Overview

You can now own the car of your dreams and finance its purchase at ease. Our immediate response will instantly put you behind the steering wheel. (Terms & conditions apply)

Features

 
• Loan amount: up to 25,000 OMR for nationals, and 10,000 OMR for expatriates
• Loan period: up to 72 months for nationals and 48 months for expatriates
• Competitive interest rates
• Car insurance
• 24/7 Call Center services: dial +968 2472 5555 and get connected directly to your account
 

Requirements

 
• 80% Loan-To-Value (LTV): customer to provide minimum 20% of vehicle purchase price
• Assignment of salary to QNB Oman
• Salary certificate from employer (among QNB Oman approved list of employers)
• 6 month bank statement
• Proof of residence
• Copy of original driving license
• Copy of original national ID/passport
• Monthly payments not to exceed 50% of the net salary (excluding mortgage loan), and 60% (including mortgage loan)
• Life insurance covering the full Personal Loan duration
 
 

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