This Data Protection and Privacy Policy relates solely to information supplied by you on this Web site. To the extent permissible by applicable laws, the Bank respects the privacy of your personal information. You can visit this site and find out about our products and services, read our corporate reports, check on career opportunities, or get a news update and other value-added services without providing us with any information about yourself.

Rest assured that any personal information provided by you to the Bank through this Web site will be used solely for the purpose of providing you with the services that you have requested at this Web site, to update and enhance the Bank's records, to advise you of other products and services which may be of interest to you and where applicable to consider your application for employment.

This Policy will not alter or affect or cause the alteration of any information otherwise provided by you to the Bank.

The details which you are requested to provide will not be disclosed (shared, sold,, transferred, or divulged) to external third parties unless otherwise we have informed you in advance to the extent that may be practicable, been authorized by you, or are required by applicable laws and regulations or requested by the Courts. We will maintain this information, as well as your business activities and transactions, in accordance with our usual strict security and confidentiality standards.

The details which you are requested to provide on this Web site may be unreservedly transferred within the QNB Group which may include but not strictly be limited to transfer to other parts of the Group located in different jurisdictions and by using this Web site you hereby consent to such transfer. In providing your telephone and facsimile number you are agreeing that the Bank may contact you by email, telephone and facsimile. Except for those individuals and entities listed below, your details will not be disclosed by the Bank to any external body, unless otherwise the Bank has your permission, or is under either a legal obligation or any other duty to disclose such information taking into consideration the banking secrecy law & the waiver executed by yourself . The information provided by you at this Web site may be disclosed by the Bank to:

- Other companies in the same Group

- Regulators

- Lawyers

- Our auditors

- Third party service providers

- Any agent acting on our behalf

- Any referee whose details are provided to us by you.

The information collected from you by the Bank shall be valuable and be used in improving the design and marketing of our range of services and related products for customer use. The use of your information will be kept to the minimum required in order for the Bank to continually monitor and improve its services to our customers and keeping you informed about our products, services and other opportunities within the Bank.

The Bank will use its best reasonable endeavors to meet and to comply with the requirements of applicable data protection/privacy laws. In doing so, we will ensure compliance by our staff with the strictest standards of security and confidentiality. In addition, kindly note that QNB Group has implemented a mandatory security policy, which is designed to achieve a level of security compliance. However, it is your sole responsibility to maintain the secrecy of your user ID and password. Data provided by you will be retained as long as the purpose for which the data was collected continues to be applicable. The data is then destroyed unless its retention is required to satisfy legal, regulatory or accounting requirements or to protect the Bank's interests as the Bank may deem appropriate.

In order to improve our Internet service to you, we will occasionally use a "cookie". A cookie is a small amount of data that our web server sends to your web browser when you visit certain parts of our site and the use of which is intended to assist our understanding of your interest in our Web site. This cookiewill not contain information that will enable anyone to contact you via telephone, e-mail, or "snail mail." You can set up your Web browser to inform you when cookies are set or to prevent cookies from being set.

For the avoidance of doubt and without assuming any express or implied liability thereof the Bank reserves the right to amend its prevailing Data Protection and Privacy Policy at any times upon its sole discretion and will place any such amendments thereafter on this Web site. This Data Protection and Privacy Policy is not intended to, nor does it, create, or cause the creation of any contractual, vested rights whatsoever or any other legal rights, nor does it create any obligations on the Bank in respect of and vis-à-vis any other party or on behalf of any party. The Bank may be contacted via email through any of the "CONTACT US" icons on the Bank's Web site.