Personal Loan Standard Rates

Loan Type

Customer Segment

Total Interest Rate Including Life Insurance

APR

FLAT

New or Top-up

Retail

(Salary 7,000 - 14,999)

6.00%

3.23%

Retail Plus

(Salary 15,000 - 34,999)

5.75%

3.10%

QNB First

(Salary 35,000 - 99,999)

5.50%
 

2.95%

QNB First Plus

(Salary 100,000 and above)

5.25%

2.82%

Retirees

5.25%

2.82%

Transferring Liabilities to QNB

5.00%

2.68%

Rescheduled Loans

 All Customer Types - Rate of existing loan applies with minimum rate equivalent to QCB rate

 
 
Minimum salary depends on employer. For special promotional rates,
please contact our Customer Care Center on 4440 7777.
 

Interest Calculation (APR):

  • The daily balance of the loan x total annual rate x (1/360)
    Example: interest for one day on a loan with a balance of
    QR100,000 is (100,000 x 5.00% x 1/360) = QR13.89
  • The interest is calculated on a daily basis and charged on a monthly basis
  • Payments made after due date will result in additional interest accrual on the loan
  • The above rates are the lowest available, and may vary according to customer segment
  • Rates are subject to change at any time

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