Credit Facilities

QNB offers a broad array of credit facilities to allow businesses to conduct their day-to-day trading activities and to expand their asset bases to maintain their competitive positions. The credit facilities can be either funded (loans) or unfunded (guarantees) in nature.

Funded Credit Facilities:

  •  Overdrafts
  •  Short and medium term loan facilities
  •  Working capital facilities
  •  Real estate investment and development facilities

Unfunded Credit Facilities:

  •  Bank guarantees
  •  Letters of credit

Credit facilities can be secured, unsecured, committed or uncommitted, also, amortising, balloon or bullet in repayment with a fixed or floating interest rate.