I am not a QNB customer. Can I apply for the loan?
No. You have to be a QNB customer.
Do I have to comply with QNB and QDB regulations?
Yes. You will have to comply with both QDB and QNB regulations.
What if QDB does not approve my application?
If your application is rejected or scored below the acceptance level, then your business will not be eligible for the program.
I’ve received the acceptance from QDB, will QNB automatically approve my application?
No. It’s not a guaranteed approval. QNB will apply its own credit assessment for approval.
Will the Al-Dhameen program support my short term needs, like raw material purchases and salary payments, at the beginning stage of my business?
Depending on your sector, project plan and implementation period, QNB and QDB can decide to support your short-term needs as well.