Live Life

Enjoy a full life with guaranteed peace of mind.

Live Life is a term life insurance plan. Since everyone should aspire to live life the fullest, this plan provides a lump sum cash amount, should the worst happen.

Key Benefits

  • Peace of mind: Guaranteed financial protection

  • High coverage at a low cost: An affordable solution to protect your family.

    • Protection Cover of up to USD 10 million

    • Affordable Premiums starting from USD 225 yearly, subject to client’s age and face amount

  • Personalized life insurance: 5-year renewable/convertible or level term of up to 25 years 

  • More than just a simple term plan: Added benefit of accelerated critical illness of up to USD 1 million.

  • Living benefits: Accelerated Critical Illness benefit, free second medical opinion, free terminal illness cover (with ACI only).

  • Optional benefits: Add Accelerated Critical Illness, Waiver of Premium, Permanent Total Disability etc.

  • Multicurrency: QAR, USD, GBP or EUR.
  • Non-medical limits for life cover.

Plan Details

Criteria

Eligibility

Entry Age

20 to 65 years

Maximum Age at Maturity

75 years for Life and ACI

Mode of Payment

Monthly, Quarterly, Semi-Annually & Annually

Term

5 years to 25 years

Minimum Face 

USD 150,000 (Life); USD 50,000 (ACI)

Maximum Face

Residents - USD 10 million for Life Cover and USD 1 million for ACI Non-Residents - USD 1 million for Life cover. No rider benefits.

Re-instatement

Allowed within 3 years from the date of premium default

Optional Rider Benefits

ACI with Terminal Illness, Waiver of Premium, War Risk Cover, ‘Forever’ Lifetime Income, Hospital Care, Accident Care, Personal Accident Plan, Permanent Total Disability

Premium Rates

Calculated based on issue age, gender, smoking status and term of the policy

Grace Period

31 days allowed for payment of premium, during which period the policy will remain in force

Optional Benefits

  • Accelerated Critical Illness

  • Waiver of Premium due to disability of the insured (when same as the owner)

  • Permanent Total Disability

  • War Risk cover

  • PAL (Personal Accident on Life) Accidental Loss of Life, Permanent Partial & Total Disability Due to Accident.

  • ‘Forever’ Lifetime Income in case of Permanent Partial or Permanent Total Disability Due to Accident.

  • Hospital Care

  • Accident Care