QPAY e-Commerce Payment Gateway

The secure way to use debit cards online!

The latest online card acceptance solution in Qatar allows all NAPS (National ATM POS Switch) debit cardholders to purchase goods and items online without worry! With QPay, customers can securely shop and pay on the website itself. All they need to do is input the One Time Password (OTP) they receive via SMS, in addition to their PIN code (for verification of card ownership and to ensure there’s no unauthorized use), and the transaction is complete!

Now all NAPS cardholders can enjoy a simple and convenient way to pay online, anywhere and anytime.


  • The only payment gateway capable of accepting Qatar debit cards online
  • Highly secure process with two-way authentication: OTP + PIN
  • Scalable to fit your payment page to mobile applications


How to Apply:

Open a QNB bank account

Complete the Merchant Agreement form and provide the following documents:

  • Valid Commercial Registration copy
  • Valid ID copy of the authorized signatory
  • Valid Commercial Certificate copy (municipality)
  • Copy of company establishment IDs

Contact the QNB Merchant Acquiring Team via email merchant.acquiring@qnb.com or the QNB Call Centre @ 44407777.



Our 24/7, in-house, dedicated Merchant Call Centre team is available to support you in any QNB QPAY Payment Gateway issues, queries, etc. Please contact us on 44407777.

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