Flexi Plan

QNB credit cards provide you with a world of benefits tailored to fit your particular lifestyle. With a refined selection of partner merchants, from furniture and home furnishings to electronics, health and fitness, travel and more, Flexi Plan offers an equal monthly installment plan with 0% interest for a period of up to 12 months.

Eligibility

QNB customer
Available on any QNB credit card with good standing

Benefits & Features

The QNB Flexi Plan facility allows customers to pay related expenses in equal monthly installments at 0% interest for a period of up to 12 months. The minimum ticket size for installments may vary from one merchant to another.

Flexi plan Terms and conditions

Flexi Plan Partners

FlexiPlan Partner Name	Business / Product Category	Minimum Transaction Amount (QAR)	Available Installment (repayment) Plans
Al Muftah Automobiles Services	Auto Service	500	3, 6, 9 & 12 Months
Al Muftah Window Film	Auto Service	500	3, 6, 9 & 12 Months
Al Mannai Corporation	Auto Service	500	3, 6, 9 & 12 Months
Q-Auto	Auto Service	2,000	6 & 12 Months
Q-TIRE	Auto Service	1,000	6 Months
Radiant Car Care	Auto Service	500	3,6,9 &12 Month
Karwa Driving School	Driving School	500	3 & 6 Months
Alif Stores	Electronics	500	3 & 6 Months
51 East - FNAC	Electronics	500	6 & 12 Months
Dohatna "Samsung Store"	Electronics	500	3 & 6 Months
Electronova	Electronics	500	3 & 6 Months
Electronyat	Electronics	500	3 & 6 Months
e-Pro Solutions	Electronics	1,000	6 Months
FNAC	Electronics	500	6 & 12 Months
Intertec W.L.L.	Electronics	500	6 Months
Ispot	Electronics	1,000	6 Months
Jarir Bookstore	Electronics	500	6 & 12 Months
Jumbo Electronics	Electronics	1,000	6 Months
Ooredoo	Electronics	500	12 Months
SpotMe	Electronics	1,000	6 Months
Starlink	Electronics	1,000	6 Months
Store 974	Electronics	500	3 & 6 Months
Techno Blue	Electronics	500	3 & 6 Months
Vodafone Qatar	Electronics	500	3 & 6 Months
Virgin Megastore	Electronics	500	3, 6, 9 & 12 Months
Al Muftah Centre	Electronics,Home Appliances	500	3, 6, 9 & 12 Months
GETIT E-Commerce Company. W.L.L	Electronics, Home Appliances	500	3, 6, 9 & 12 Months
Ansar City, Ansar Gallery, Doha City, New World Centre	Electronics, Home Appliances,Furniture, Garments	600	3 & 6 Months
Safari Group	Electronics, Home Appliance, Food Products	500	3 Months
Supplyu Trading	Hardware Equipments	500	3, 6, 9 & 12 Months
Wasal Al Mahab a Trading	Hardware Equipments	500	3, 6, 9 & 12 Months
Nehmeh	Hardware Equipments	1,000	3 Months
Volar Trading Company	Hardware Equipments	500	3, 6, 9 & 12 Months
Salad Master	Home Appliances	1,000	12 Months
Learning Time	Educational Items	600	12 Months
Al khaleej Academy	Educational Institute	1,000	6 & 12 Months
Techno Gym	Fitness Products	1,000	3, 6 & 12 Months
Attrium Design	Furniture & Home Furnishings	600	6 & 12 Months
Ethan Allen	Furniture & Home Furnishings	1,000	9 Months
Guatier	Furniture & Home Furnishings	500	3, 6, 9 & 12 Months
Home Centre	Furniture & Home Furnishings	600	3 & 6 Months
Homes R Us	Furniture & Home Furnishings	1,000	6 Months
ID Design	Furniture & Home Furnishings	1,000	6 Months
Nabco Furniture	Furniture & Home Furnishings	600	6 & 12 Months
RAFCO	Furniture & Home Furnishings	500	3 Months
Diet Delights	Health & Fitness	500/3,500	3 & 6 Months
Global Health & Fitness Solutions	Health & Fitness	1,000	12 Months
Grand Hyatt Doha Hotel & Villas	Health & Fitness	500	3, 6, 9 & 12 Months
GYM - Body Mechanics Qatar	Health & Fitness	500	3, 6, 9 & 12 Months
GYMMITO	Health & Fitness	500	3, 6, 9 & 12 Months
Ideal Diet	Health & Fitness	500	3 Months
Al Majed Jewlerry	Jewelry (Tag Heuer Watches)	500	3 & 6 Months
Al Salahi for Gold & Jewellery	Jewelry (Diamond)	500	3 & 6 Months
Damas Jewellery	Jewelry (Diamond)	1,000	3 & 6 Months
Emel Diamond	Jewelry (Diamond)	500	3, 6, 9 & 12 Months
Joyalukkas	Jewelry (Diamond)	1,000	6 Months
Kalyan Jewellers	Jewelry (Gold & Diamond)	500	3 & 12 Months
Malabar Gold & Diamonds	Jewelry (Diamond)	500	6 Months
Marhaba Jewellery	Jewelry (Gold & Diamond)	500	6 & 12 Months
Papillon Jewelry	Jewelry (Gold & Diamond)	500	3 Months
Shine Jewellery	Jewelry (Gold & Diamond)	500	3 Months
Education City Golf Club	Leisure Service & Sport	1,000	12 Months
Al Ghais Diving	Marine Equipments	500	3, 6, 9 & 12 Months
Rusiya Group	Maintenance Services	500	3 Months
Al Rabeeh Dental Centre	Medical / Dental Clinic	500	3 & 6 Months
Dr. Aida Medical Centre	Medical / Dental Clinic	500	3 & 6 Months
German Dental Centre	Medical / Dental Clinic	3,000	12 Months
Lotus Dental Center	Medical / Dental Clinic	500	3, 6, 9 & 12 Months
Naseem Al Rabeeh Dental Centre	Medical / Dental Clinic	500	3 Months
Nu Yu Medical Spa	Medical / Dental Clinic	500	3,6,9 &12 Month
Platinum Medical Center	Medical / Dental Clinic	500	3,6,9 &12 Month
Qdent Dental Center	Medical / Dental Clinic	500	3 & 6 Months
Tadawi Medical Center	Medical / Dental Clinic	500	6 Months
VIP Clinic	Medical / Dental Clinic	500	3, 6, 9 & 12 Months
Zain Dental Centre	Medical / Dental Clinic	1,000	3, 6, 9 & 12 Months
Al Diyar Eng Co W.L.L.	Medical Supplies	500	6 Months
Integral Care	Medical Supplies	500	3, 6, 9 & 12 Months
Decathlon	Sports Equipment	500
Ali Bin Ali Trave l Bureau	Travel & Tourism	500	3 & 6 Months
Galaxy Travels and Tours	Travel & Tourism	500	3 & 6 Months
Mosafer Travels	Travel & Tourism	1,000	6 Months
Navigation Tours & Travels	Travel & Tourism	600	6 Months
Qatar Travels (Darwish Travels)	Travel & Tourism	500	6 Months
Rehlaty Travel & Tourism	Travel & Tourism	500	3, 6, 9 & 12 Months
Victoria Travels	Travel & Tourism	500	3 & 6 Months
Cashmere Trading W.L.L	Others	500	3, 6, 9 & 12 Months
Mr New	Others	500

QNB International Network

Africa

Asia

Europe

Middle East

GCC

Flexi Plan

All the Flexibility You Need to Enjoy Your Lifestyle.

Eligibility

Benefits & Features

Flexi Plan Partners

Frequently asked questions

Flexi Plan

All the Flexibility You Need to Enjoy Your Lifestyle.

Eligibility

Benefits & Features

Flexi Plan Partners

Frequently asked questions

What is QNB Flexiplan?

Which QNB Cards have the Flexiplan feature?

What is the minimum purchase amount for Flexiplan?

What transactions can be converted into Flexiplan?

What is the repayment term?

How can the customer make an interest free purchase using Flexiplan?

Can I choose the term of the interest free plan?

Can the customer use their QNB card to make additional interest free purchases?

When will the customer have to pay their first instalment?

How will the customer get to know details of their Flexiplan – the Installment amount, repayment term, outstanding payment, etc.?

What happens to the customers credit limit when they convert their purchase(s) to Flexiplan?

Does the customer earn Rewards Points on transactions that they convert into Flexiplan?

Can the customer have more than one Flexiplan on their QNB card at the same time?

Can supplementary cardholders convert eligible purchases to Flexiplan?

Can the customer cancel their Flexiplan?

Can the customer payout the Flexiplan on their card early? What is the penalty if they do so?

If the customer wants to close their credit card, can they continue to pay the instalments?

What would happen if the customer does not pay the installment as agreed on the FlexiPlan? Any interest or over due charges apply?

What would happen if the customer pays less than the installment required? Does priority go for the FlexiPlan installment first or the ordinary card installment?

What will happen to the Flexiplan if the customer account becomes overdue?

Does Flexiplan transaction(s) affect on the Debt Burden Ratio (DBR) of the customer?